Sikorsky Financial Credit Union mortgage approval rate & lending review
Sikorsky Financial Credit Union decided 1,338 mortgage applications and funded 1,051 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sikorsky Financial Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sikorsky Financial Credit Union at a glance
Approval is 10.4 points above the 73.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 357 / 383 | 92% | $355K | 330 |
| Home improvement loans | 76% | 142 / 187 | 92% | $105K | 131 |
| Cash-out refinance | 81% | 551 / 684 | 95% | $125K | 521 |
| Refinance | 90% | 64 / 71 | 94% | $195K | 60 |
Sikorsky Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 84% | $125K | 1,338 | 1,051 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sikorsky Financial Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Naugatuck Valley Planning Region, CT | Cash-out refinance | 85% | 186 | 152 |
| Greater Bridgeport Planning Region, CT | Cash-out refinance | 74% | 201 | 137 |
| South Central Connecticut Planning Region, CT | Cash-out refinance | 84% | 153 | 123 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 93% | 106 | 93 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 95% | 95 | 83 |
| Western Connecticut Planning Region, CT | Cash-out refinance | 79% | 102 | 76 |
| Greater Bridgeport Planning Region, CT | Mortgage lenders | 90% | 82 | 70 |
| Western Connecticut Planning Region, CT | Mortgage lenders | 95% | 60 | 51 |
| Naugatuck Valley Planning Region, CT | Home improvement loans | 78% | 58 | 42 |
| Greater Bridgeport Planning Region, CT | Home improvement loans | 69% | 52 | 31 |
| South Central Connecticut Planning Region, CT | Home improvement loans | 76% | 34 | 25 |
| Western Connecticut Planning Region, CT | Home improvement loans | 79% | 28 | 21 |
The county markets where Sikorsky Financial Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Sikorsky Financial Credit Union
What is Sikorsky Financial Credit Union's mortgage approval rate?
Sikorsky Financial Credit Union approved 84.0% of the 1,338 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.4 points above the 73.6% national rate for the same mix of loan types.
How often do borrowers take the loan Sikorsky Financial Credit Union offers?
Borrowers accepted 94% of the loans Sikorsky Financial Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sikorsky Financial Credit Union make?
The typical cash-out refinance loan Sikorsky Financial Credit Union made was $125K; across all loan types its typical loan ran from $105K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sikorsky Financial Credit Union lend?
Sikorsky Financial Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Connecticut.
Can I apply to Sikorsky Financial Credit Union directly?
Yes. Sikorsky Financial Credit Union is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sikorsky Financial Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sikorsky Financial Credit Union treats applications, then get a rate quote from the lender.