Siouxland Federal Credit Union mortgage approval rate & lending review
Siouxland Federal Credit Union decided 467 mortgage applications and funded 366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Siouxland Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Siouxland Federal Credit Union at a glance
Approval is 1.6 points above the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 91 / 100 | 100% | $195K | 91 |
| Home improvement loans | 98% | 39 / 40 | 100% | $35K | 39 |
| Cash-out refinance | 94% | 32 / 34 | 100% | $75K | 32 |
| Refinance | 70% | 180 / 257 | 99% | $55K | 178 |
Siouxland Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 78% | $55K | 451 | 352 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Siouxland Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Woodbury County, IA | Refinance | 70% | 253 | 176 |
| Woodbury County, IA | Mortgage lenders | 90% | 92 | 83 |
| Woodbury County, IA | Home improvement loans | 98% | 40 | 39 |
| Woodbury County, IA | Cash-out refinance | 94% | 34 | 32 |
The county markets where Siouxland Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Siouxland Federal Credit Union
What is Siouxland Federal Credit Union's mortgage approval rate?
Siouxland Federal Credit Union approved 78.8% of the 467 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.6 points above the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Siouxland Federal Credit Union offers?
Borrowers accepted 99% of the loans Siouxland Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Siouxland Federal Credit Union make?
The typical mortgage refinance loan Siouxland Federal Credit Union made was $55K; across all loan types its typical loan ran from $35K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Siouxland Federal Credit Union lend?
Siouxland Federal Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Iowa, Nebraska and Arizona.
Can I apply to Siouxland Federal Credit Union directly?
Yes. Siouxland Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Siouxland Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Siouxland Federal Credit Union treats applications, then get a rate quote from the lender.