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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Woodbury County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Woodbury County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 969 applications were decided by 88 lenders between 2023 and 2025.

Woodbury County at a glance

88Active lenders10 with 20+ decisions
67.2%Market approval rate651 of 969 decided
$115KTypical loanmedian lender, $10K brackets
97%Borrower take-up634 loans funded

How Woodbury County compares

Approval rate compared
Woodbury County67.2%Iowa71.7%All 616 counties68.2%
Typical loan compared
Woodbury County$115KIowa$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Woodbury County, IA, 162 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Telco Triad Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 65.

The typical cash-out refinance here is $115K, 15% smaller than the Iowa typical of $135K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 86Loandepot.Com, LLC: 47% approved of 32Freedom Mortgage Corporation: 50% approved of 24Carrington Mortgage Services, LLC: 56% approved of 54Wells Fargo Bank, National Association: 60% approved of 30Central Bank: 76% approved of 49Rocket Mortgage, LLC: 78% approved of 212U.S. Bank National Association: 86% approved of 29Siouxland Federal Credit Union: 94% approved of 34Telco Triad Community Credit Union: 95% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Woodbury County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%165 / 21298%$115K162
2Amerisave Mortgage Corporation21%18 / 86100%$85K18
3Telco Triad Community Credit Union95%62 / 6598%$45K61
4Carrington Mortgage Services, LLC56%30 / 5483%$95K25
5Central Bank76%37 / 4997%$115K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 83 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Woodbury County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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