Solarity Credit Union mortgage approval rate & lending review
Solarity Credit Union decided 481 mortgage applications and funded 302 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Solarity Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Solarity Credit Union at a glance
Approval is 13.5 points below the 76.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 65% | 129 / 198 | 99% | $255K | 128 |
| Home improvement loans | 63% | 77 / 122 | 100% | $75K | 77 |
| Cash-out refinance | 48% | 29 / 60 | 100% | $185K | 29 |
| Refinance | 52% | 17 / 33 | 100% | $175K | 17 |
| Investment property purchase | 84% | 27 / 32 | 100% | $235K | 27 |
Solarity Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 63% | $235K | 470 | 293 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Solarity Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Yakima County, WA | Mortgage lenders | 66% | 180 | 118 |
| Yakima County, WA | Home improvement loans | 64% | 114 | 73 |
| Yakima County, WA | Cash-out refinance | 48% | 58 | 28 |
| Yakima County, WA | Investment property purchase | 84% | 25 | 21 |
| Yakima County, WA | Refinance | 52% | 31 | 16 |
The county markets where Solarity Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Solarity Credit Union
What is Solarity Credit Union's mortgage approval rate?
Solarity Credit Union approved 63.2% of the 481 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.5 points below the 76.7% national rate for the same mix of loan types.
How often do borrowers take the loan Solarity Credit Union offers?
Borrowers accepted 99% of the loans Solarity Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Solarity Credit Union make?
The typical home purchase mortgage loan Solarity Credit Union made was $255K; across all loan types its typical loan ran from $75K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Solarity Credit Union lend?
Solarity Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in Washington, Arizona and Ohio.
Can I apply to Solarity Credit Union directly?
Yes. Solarity Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Solarity Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Solarity Credit Union treats applications, then get a rate quote from the lender.