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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yakima County, Washington

Fat Boy Data analyzed home improvement loan activity in Yakima County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,600 applications were decided by 76 lenders between 2023 and 2025.

Yakima County at a glance

76Active lenders17 with 20+ decisions
57.4%Market approval rate918 of 1,600 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up867 loans funded

How Yakima County compares

Approval rate compared
Yakima County57.4%Washington68.5%All 616 counties62.7%
Typical loan compared
Yakima County$75KWashington$105KAll 616 counties$75K

What the data shows

Gesa Credit Union made the most home improvement loans in Yakima County, WA, 138 of them.

Yakima Federal Savings and Loan Association approved the highest share of applications among lenders with at least 20 decisions here, 87% of 93.

Lenders approved 57.4% of home improvement loan applications in Yakima County, WA, 11.2 percentage points below the Washington rate of 68.5%.

The typical home improvement loan here is $75K, 29% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 55One lender: 29% approved of 21One lender: 32% approved of 31One lender: 35% approved of 37U.S. Bank National Association: 39% approved of 159One lender: 46% approved of 39Washington State Employees Credit Union: 48% approved of 148One lender: 52% approved of 66Banner Bank: 53% approved of 183One lender: 56% approved of 54One lender: 56% approved of 34One lender: 60% approved of 83One lender: 63% approved of 30Solarity Credit Union: 64% approved of 114Gesa Credit Union: 75% approved of 185One lender: 76% approved of 50One lender: 87% approved of 93

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Yakima County

LenderApprovalApprovedTaken upTypical loanLoans made
1Gesa Credit Union75%138 / 185100%$75K138
2Banner Bank53%97 / 18391%$75K88
3U.S. Bank National Association39%62 / 15995%$65K59
4Washington State Employees Credit Union48%71 / 14897%$55K69
5Solarity Credit Union64%73 / 114100%$75K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 71 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Yakima County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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