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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yakima County, Washington

Fat Boy Data analyzed cash-out refinance activity in Yakima County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,593 applications were decided by 161 lenders between 2023 and 2025.

Yakima County at a glance

161Active lenders29 with 20+ decisions
65.6%Market approval rate1,702 of 2,593 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,602 loans funded

How Yakima County compares

Approval rate compared
Yakima County65.6%Washington71.3%All 616 counties68.2%
Typical loan compared
Yakima County$175KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yakima County, WA, 405 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 53.

Lenders approved 65.6% of cash-out refinance applications in Yakima County, WA, 5.7 percentage points below the Washington rate of 71.3%.

The typical cash-out refinance here is $175K, 15% smaller than the Washington typical of $205K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 37One lender: 17% approved of 36One lender: 22% approved of 40One lender: 27% approved of 26Amerisave Mortgage Corporation: 30% approved of 138One lender: 41% approved of 37One lender: 41% approved of 59One lender: 48% approved of 58One lender: 50% approved of 46Newrez LLC: 56% approved of 104One lender: 59% approved of 37One lender: 63% approved of 68One lender: 65% approved of 51One lender: 66% approved of 47Gesa Credit Union: 66% approved of 155One lender: 70% approved of 60One lender: 71% approved of 76One lender: 73% approved of 73One lender: 73% approved of 52One lender: 73% approved of 26United Wholesale Mortgage, LLC: 74% approved of 126One lender: 75% approved of 52One lender: 75% approved of 36One lender: 75% approved of 28One lender: 78% approved of 37Rocket Mortgage, LLC: 79% approved of 538One lender: 83% approved of 36One lender: 86% approved of 35One lender: 89% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Yakima County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%427 / 53895%$175K405
2Gesa Credit Union66%103 / 15599%$125K102
3Amerisave Mortgage Corporation30%42 / 13895%$115K40
4United Wholesale Mortgage, LLCBroker only74%93 / 126100%$265K93
5Newrez LLC56%58 / 10498%$75K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 156 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Yakima County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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