Southern Lending Services, Ltd. mortgage approval rate & lending review
Southern Lending Services, Ltd. decided 711 mortgage applications and funded 700 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Southern Lending Services, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Southern Lending Services, Ltd. at a glance
Approval is 11.6 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 678 / 684 | 99% | $515K | 674 |
| Investment property purchase | 100% | 26 / 26 | 96% | $365K | 25 |
Southern Lending Services, Ltd. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Southern Lending Services, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Williamson County, TX | Mortgage lenders | 100% | 237 | 236 |
| Comal County, TX | Mortgage lenders | 100% | 65 | 64 |
| Bastrop County, TX | Mortgage lenders | 100% | 42 | 41 |
The county markets where Southern Lending Services, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about Southern Lending Services, Ltd.
What is Southern Lending Services, Ltd.'s mortgage approval rate?
Southern Lending Services, Ltd. approved 99.2% of the 711 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Southern Lending Services, Ltd. offers?
Borrowers accepted 99% of the loans Southern Lending Services, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Southern Lending Services, Ltd. make?
The typical home purchase mortgage loan Southern Lending Services, Ltd. made was $515K; across all loan types its typical loan ran from $365K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Southern Lending Services, Ltd. lend?
Southern Lending Services, Ltd. decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Colorado.
Can I apply to Southern Lending Services, Ltd. directly?
Yes. Southern Lending Services, Ltd. reports as a direct lender that takes applications from borrowers.
Does this page show Southern Lending Services, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Southern Lending Services, Ltd. treats applications, then get a rate quote from the lender.