Lender profile · HMDA 2023–2025
SouthStar Bank, S.S.B. mortgage approval rates & lending data
SouthStar Bank, S.S.B. decided 399 mortgage applications and funded 308 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 208 / 242 | 88% | $355K | 184 |
| Cash-out refinance | 50% | 13 / 26 | 92% | $205K | 12 |
| Refinance | 71% | 22 / 31 | 86% | $295K | 19 |
| Investment property purchase | 97% | 66 / 68 | 97% | $145K | 64 |
SouthStar Bank, S.S.B. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 84% | $355K | 361 | 273 |
| Tennessee | 100% | $95K | 5 | 5 |
| Alabama | 100% | $85K | 4 | 4 |
| Arkansas | 75% | $105K | 4 | 3 |
| Pennsylvania | 75% | $95K | 4 | 3 |
| California | 100% | $145K | 3 | 3 |
| Maryland | 100% | $245K | 2 | 2 |
| North Carolina | 100% | $175K | 2 | 2 |
| Ohio | 100% | $65K | 2 | 2 |
| South Carolina | 100% | $135K | 2 | 2 |
| Connecticut | 100% | $175K | 1 | 1 |
| Georgia | 100% | $205K | 1 | 1 |
| Hawaii | 100% | $465K | 1 | 1 |
| Illinois | 100% | $75K | 1 | 1 |
| Indiana | 100% | $75K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.