Stg Mortgage Inc mortgage approval rate & lending review
Stg Mortgage Inc decided 6,117 mortgage applications and funded 5,033 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Stg Mortgage Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to stgmortgage.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Stg Mortgage Inc at a glance
Approval is 4.9 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 3,568 / 3,972 | 95% | $455K | 3,390 |
| Cash-out refinance | 83% | 490 / 591 | 88% | $355K | 429 |
| Refinance | 87% | 379 / 436 | 87% | $625K | 331 |
| Investment property purchase | 92% | 585 / 634 | 90% | $365K | 525 |
| Investment cash-out refinance | 86% | 276 / 320 | 86% | $295K | 237 |
| Investment refinance | 82% | 135 / 164 | 90% | $395K | 121 |
Stg Mortgage Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $675K | 2,419 | 2,020 |
| Florida | 84% | $385K | 944 | 736 |
| Texas | 87% | $315K | 428 | 353 |
| Arizona | 92% | $415K | 359 | 319 |
| Pennsylvania | 92% | $285K | 239 | 207 |
| Georgia | 86% | $335K | 186 | 150 |
| New York | 93% | $675K | 179 | 143 |
| Colorado | 93% | $515K | 168 | 144 |
| New Jersey | 90% | $565K | 157 | 127 |
| Alabama | 90% | $265K | 123 | 106 |
| Illinois | 85% | $245K | 121 | 99 |
| Washington | 92% | $635K | 109 | 94 |
| Virginia | 83% | $515K | 77 | 59 |
| Indiana | 88% | $265K | 74 | 60 |
| North Carolina | 83% | $295K | 66 | 53 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Stg Mortgage Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sonoma County, CA | Mortgage lenders | 98% | 89 | 83 |
| Osceola County, FL | Mortgage lenders | 90% | 94 | 82 |
| Ventura County, CA | Mortgage lenders | 98% | 88 | 80 |
| Queens County, NY | Investment property purchase | 92% | 66 | 57 |
| El Dorado County, CA | Mortgage lenders | 100% | 33 | 32 |
| Kings County, NY | Investment property purchase | 100% | 35 | 30 |
| Napa County, CA | Mortgage lenders | 91% | 23 | 21 |
| Maricopa County, AZ | Investment refinance | 91% | 22 | 20 |
The county markets where Stg Mortgage Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Stg Mortgage Inc
What is Stg Mortgage Inc's mortgage approval rate?
Stg Mortgage Inc approved 88.8% of the 6,117 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Stg Mortgage Inc offers?
Borrowers accepted 93% of the loans Stg Mortgage Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Stg Mortgage Inc make?
The typical home purchase mortgage loan Stg Mortgage Inc made was $455K; across all loan types its typical loan ran from $295K to $625K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Stg Mortgage Inc lend?
Stg Mortgage Inc decided applications in 41 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Stg Mortgage Inc directly?
No. Stg Mortgage Inc is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is stgmortgage.com.
Does this page show Stg Mortgage Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Stg Mortgage Inc treats applications, then get a rate quote from the lender.