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mortgage lenders · HMDA 2023–2025

Mortgage lenders in El Dorado County, California

Fat Boy Data analyzed home purchase mortgage activity in El Dorado County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,538 applications were decided by 351 lenders between 2023 and 2025.

El Dorado County at a glance

351Active lenders57 with 20+ decisions
90.6%Market approval rate5,925 of 6,538 decided
$485KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,616 loans funded

How El Dorado County compares

Approval rate compared
El Dorado County90.6%California88.4%All 616 counties87.6%
Typical loan compared
El Dorado County$485KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in El Dorado County, CA, 447 of them.

Safe approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

The typical home purchase mortgage here is $485K, 13% smaller than the California typical of $555K.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 24% approved of 58Credit Human Federal Credit Union: 62% approved of 52USAA Federal Savings Bank: 65% approved of 20Banner Bank: 67% approved of 33Plaza Home Mortgage, Inc.: 71% approved of 38Bank of America, National Association: 72% approved of 80El Dorado Savings Bank, F.S.B.: 74% approved of 35Triad Financial Services, Inc.: 75% approved of 128BMO Bank National Association: 76% approved of 45Flagstar Bank, National Association: 77% approved of 48Kind Lending, LLC: 80% approved of 122U.S. Bank National Association: 81% approved of 196Sierra Pacific Mortgage Company, Inc.: 81% approved of 70Pennymac Loan Services, LLC: 83% approved of 110Alliant Credit Union: 83% approved of 24Mortgage Research Center, LLC: 86% approved of 58JPMorgan Chase Bank, National Association: 87% approved of 90Wells Fargo Bank, National Association: 87% approved of 83Newrez LLC: 87% approved of 46PNC Bank, National Association: 87% approved of 23Navy Federal Credit Union: 88% approved of 33First Colony Mortgage Corporation: 89% approved of 28Rocket Mortgage, LLC: 90% approved of 506Bay Equity LLC: 90% approved of 31The Golden 1: 92% approved of 53Provident Funding Associates, L.P.: 92% approved of 53Ocmbc, Inc.: 93% approved of 28Zillow Home Loans, LLC: 94% approved of 31American Pacific Mortgage Corporation: 94% approved of 186Linked Home Loans, LLC: 95% approved of 20United Wholesale Mortgage, LLC: 95% approved of 1,244The Loan Store, Inc.: 96% approved of 176Loandepot.Com, LLC: 96% approved of 81Fairway Independent Mortgage Corporation: 96% approved of 27Mason Mcduffie Mortgage Corporation: 96% approved of 27Morgan Stanley Private Bank, National Association: 96% approved of 27Cmg Mortgage, Inc.: 97% approved of 91Movement Mortgage, LLC: 97% approved of 76Guaranteed Rate Affinity, LLC: 97% approved of 39Toll Brothers Mortgage Company: 98% approved of 44New American Funding, LLC: 98% approved of 49Lennar Mortgage, LLC: 98% approved of 214Crosscountry Mortgage, LLC: 99% approved of 134Paramount Residential Mortgage Group, Inc.: 99% approved of 67Guild Mortgage Company LLC: 99% approved of 348Safe: 100% approved of 49Guaranteed Rate, Inc.: 100% approved of 47Schoolsfirst: 100% approved of 34Stg Mortgage Inc: 100% approved of 33Summit Funding, Inc.: 100% approved of 32Premier Mortgage Resources, L.L.C.: 100% approved of 30Pacific Residential Mortgage, LLC: 100% approved of 30Generations Home Loans, LLC: 100% approved of 29Alameda Mortgage Corporation: 100% approved of 28Ark-La-Tex Financial Services, LLC.: 100% approved of 25Luminate Home Loans, Inc.: 100% approved of 23Freedom Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in El Dorado County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%1,184 / 1,24498%$485K1,165
2Rocket Mortgage, LLC90%453 / 50699%$525K447
3Guild Mortgage Company LLC99%345 / 34890%$425K309
4Lennar Mortgage, LLC98%210 / 214100%$435K209
5U.S. Bank National Association81%158 / 19697%$785K153

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 346 more lenders.

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