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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, Kentucky, home to Louisville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 30,951 applications were decided by 424 lenders between 2023 and 2025.

Jefferson County at a glance

424Active lenders124 with 20+ decisions
88.9%Market approval rate27,520 of 30,951 decided
$225KTypical loanmedian lender, $10K brackets
98%Borrower take-up26,971 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County88.9%Kentucky88.2%All 616 counties87.6%
Typical loan compared
Jefferson County$225KKentucky$235KAll 616 counties$335K

What the data shows

First Financial Bank made the most home purchase mortgages in Jefferson County, KY, 1,777 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 298One lender: 52% approved of 569One lender: 63% approved of 150One lender: 68% approved of 161One lender: 74% approved of 140One lender: 74% approved of 125One lender: 78% approved of 393One lender: 81% approved of 124One lender: 82% approved of 136One lender: 83% approved of 127One lender: 83% approved of 141One lender: 84% approved of 139One lender: 84% approved of 320One lender: 85% approved of 451One lender: 85% approved of 143One lender: 87% approved of 387One lender: 88% approved of 187Stock Yards Bank & Trust Company: 88% approved of 1,404One lender: 88% approved of 387One lender: 89% approved of 109U.S. Bank National Association: 89% approved of 1,046One lender: 90% approved of 279One lender: 90% approved of 136One lender: 90% approved of 1,040One lender: 90% approved of 456Northpointe Bank: 91% approved of 1,570One lender: 91% approved of 963One lender: 91% approved of 323One lender: 91% approved of 113One lender: 91% approved of 544One lender: 91% approved of 223First Financial Bank: 92% approved of 1,947One lender: 92% approved of 216One lender: 92% approved of 172United Wholesale Mortgage, LLC: 93% approved of 3,860One lender: 93% approved of 904One lender: 94% approved of 249One lender: 94% approved of 277One lender: 94% approved of 497One lender: 94% approved of 362One lender: 95% approved of 742One lender: 96% approved of 212One lender: 96% approved of 118One lender: 96% approved of 284One lender: 96% approved of 369One lender: 96% approved of 204One lender: 96% approved of 110One lender: 97% approved of 358One lender: 97% approved of 151One lender: 97% approved of 114One lender: 98% approved of 241One lender: 98% approved of 162One lender: 98% approved of 166One lender: 98% approved of 127One lender: 98% approved of 607One lender: 98% approved of 596One lender: 98% approved of 432One lender: 98% approved of 130One lender: 99% approved of 149One lender: 100% approved of 110

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%3,580 / 3,86099%$215K3,550
2First Financial Bank92%1,785 / 1,947100%$155K1,777
3Northpointe Bank91%1,423 / 1,570100%$235K1,419
4Stock Yards Bank & Trust Company88%1,232 / 1,40499%$195K1,222
5U.S. Bank National Association89%936 / 1,04698%$205K920

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 419 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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