Sundae Funding, Inc. mortgage approval rate & lending review
Sundae Funding, Inc. decided 767 mortgage applications and funded 758 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sundae Funding, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sundae.com.
Sundae Funding, Inc. at a glance
Approval is 44.6 points above the 54.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment refinance | 100% | 87 / 87 | 100% | $405K | 87 |
| Investment home improvement | 99% | 671 / 680 | 100% | $395K | 671 |
Sundae Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $575K | 515 | 507 |
| Texas | 100% | $185K | 98 | 98 |
| Florida | 99% | $245K | 91 | 90 |
| Georgia | 100% | $195K | 34 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sundae Funding, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment home improvement | 98% | 134 | 131 |
| San Diego County, CA | Investment home improvement | 98% | 85 | 83 |
| Sacramento County, CA | Investment home improvement | 98% | 48 | 47 |
| San Bernardino County, CA | Investment home improvement | 100% | 39 | 39 |
| Orange County, CA | Investment home improvement | 100% | 33 | 33 |
| Solano County, CA | Investment home improvement | 100% | 29 | 29 |
| Pinellas County, FL | Investment home improvement | 100% | 27 | 27 |
| Sacramento County, CA | Investment refinance | 100% | 26 | 26 |
| Riverside County, CA | Investment home improvement | 100% | 24 | 24 |
| Harris County, TX | Investment home improvement | 100% | 24 | 24 |
| Dallas County, TX | Investment home improvement | 100% | 21 | 21 |
The county markets where Sundae Funding, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Sundae Funding, Inc.
What is Sundae Funding, Inc.'s mortgage approval rate?
Sundae Funding, Inc. approved 98.8% of the 767 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 44.6 points above the 54.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sundae Funding, Inc. offers?
Borrowers accepted 100% of the loans Sundae Funding, Inc. approved, against 92% for all investment home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sundae Funding, Inc. make?
The typical investment home improvement loan loan Sundae Funding, Inc. made was $395K; across all loan types its typical loan ran from $395K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sundae Funding, Inc. lend?
Sundae Funding, Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Sundae Funding, Inc. directly?
Yes. Sundae Funding, Inc. reports as a direct lender that takes applications from borrowers. Its website is sundae.com.
Does this page show Sundae Funding, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sundae Funding, Inc. treats applications, then get a rate quote from the lender.