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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Riverside County, California

Fat Boy Data analyzed investment home improvement loan activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,477 applications were decided by 128 lenders between 2023 and 2025.

Riverside County at a glance

128Active lenders19 with 20+ decisions
52.4%Market approval rate774 of 1,477 decided
$125KTypical loanmedian lender, $10K brackets
91%Borrower take-up705 loans funded

How Riverside County compares

Approval rate compared
Riverside County52.4%California52.5%All 616 counties51.2%
Typical loan compared
Riverside County$125KCalifornia$135KAll 616 counties$115K

What the data shows

Schoolsfirst made the most investment home improvement loans in Riverside County, CA, 108 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 17% approved of 108Bank of America, National Association: 19% approved of 139Navy Federal Credit Union: 29% approved of 140Spring Eq, LLC: 29% approved of 95Banner Bank: 40% approved of 20BMO Bank National Association: 42% approved of 36Zions Bancorporation, N.A.: 46% approved of 24PNC Bank, National Association: 48% approved of 29Deephaven Mortgage LLC: 59% approved of 44RBC Bank, (Georgia) National Association: 64% approved of 28Wescom Central Credit Union: 65% approved of 26Figure Lending LLC: 70% approved of 90Wells Fargo Bank, National Association: 71% approved of 28Schoolsfirst: 74% approved of 148The Loan Store, Inc.: 75% approved of 28Homebridge Financial Services, Inc.: 83% approved of 88California Coast Credit Union: 84% approved of 25Rocket Mortgage, LLC: 85% approved of 27Sundae Funding, Inc.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1Schoolsfirst74%109 / 14899%$105K108
2Navy Federal Credit Union29%40 / 14098%$95K39
3Bank of America, National Association19%27 / 139100%$255K27
4U.S. Bank National Association17%18 / 108100%$255K18
5Spring Eq, LLC29%28 / 9593%$125K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 123 more lenders.

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