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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Riverside County, California

Fat Boy Data analyzed investment home improvement loan activity in Riverside County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,477 applications were decided by 128 lenders between 2023 and 2025.

Riverside County at a glance

128Active lenders19 with 20+ decisions
52.4%Market approval rate774 of 1,477 decided
$125KTypical loanmedian lender, $10K brackets
91%Borrower take-up705 loans funded

How Riverside County compares

Approval rate compared
Riverside County52.4%California52.5%All 616 counties51.2%
Typical loan compared
Riverside County$125KCalifornia$135KAll 616 counties$115K

What the data shows

Schoolsfirst made the most investment home improvement loans in Riverside County, CA, 108 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 17% approved of 108Bank of America, National Association: 19% approved of 139Navy Federal Credit Union: 29% approved of 140Spring Eq, LLC: 29% approved of 95One lender: 40% approved of 20One lender: 42% approved of 36One lender: 46% approved of 24One lender: 48% approved of 29One lender: 59% approved of 44One lender: 64% approved of 28One lender: 65% approved of 26One lender: 70% approved of 90One lender: 71% approved of 28Schoolsfirst: 74% approved of 148One lender: 75% approved of 28One lender: 83% approved of 88One lender: 84% approved of 25One lender: 85% approved of 27One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Riverside County

LenderApprovalApprovedTaken upTypical loanLoans made
1Schoolsfirst74%109 / 14899%$105K108
2Navy Federal Credit Union29%40 / 14098%$95K39
3Bank of America, National Association19%27 / 139100%$255K27
4U.S. Bank National Association17%18 / 108100%$255K18
5Spring Eq, LLC29%28 / 9593%$125K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 123 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Riverside County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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