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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Sacramento County, California

Fat Boy Data analyzed investment property refinance activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,248 applications were decided by 193 lenders between 2023 and 2025.

Sacramento County at a glance

193Active lenders8 with 20+ decisions
79.3%Market approval rate990 of 1,248 decided
$355KTypical loanmedian lender, $10K brackets
92%Borrower take-up913 loans funded

How Sacramento County compares

Approval rate compared
Sacramento County79.3%California76.8%All 616 counties77.7%
Typical loan compared
Sacramento County$355KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Sacramento County, CA, 121 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment property refinance here is $355K, 36% smaller than the California typical of $555K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 35Rocket Mortgage, LLC: 74% approved of 74United Wholesale Mortgage, LLC: 80% approved of 163Kiavi Funding, Inc.: 83% approved of 47Pennymac Loan Services, LLC: 85% approved of 55The Loan Store, Inc.: 96% approved of 139One lender: 97% approved of 32One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Sacramento County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%130 / 16396%$355K125
2The Loan Store, Inc.96%134 / 13990%$385K121
3Rocket Mortgage, LLC74%55 / 7498%$345K54
4Pennymac Loan Services, LLC85%47 / 55100%$415K47
5Kiavi Funding, Inc.83%39 / 4792%$335K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Sacramento County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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