Superior Choice Credit Union mortgage approval rate & lending review
Superior Choice Credit Union decided 259 mortgage applications and funded 220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Superior Choice Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Superior Choice Credit Union at a glance
Approval is 7.8 points above the 78.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 103 / 109 | 98% | $195K | 101 |
| Home improvement loans | 73% | 33 / 45 | 100% | $55K | 33 |
| Cash-out refinance | 69% | 29 / 42 | 100% | $55K | 29 |
Superior Choice Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 84% | $105K | 179 | 149 |
| California | 100% | $125K | 28 | 28 |
| Wisconsin | 75% | $225K | 28 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Superior Choice Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Louis County, MN | Mortgage lenders | 93% | 44 | 40 |
| St. Louis County, MN | Home improvement loans | 73% | 37 | 27 |
| St. Louis County, MN | Cash-out refinance | 70% | 33 | 23 |
The county markets where Superior Choice Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Superior Choice Credit Union
What is Superior Choice Credit Union's mortgage approval rate?
Superior Choice Credit Union approved 86.1% of the 259 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points above the 78.3% national rate for the same mix of loan types.
How often do borrowers take the loan Superior Choice Credit Union offers?
Borrowers accepted 99% of the loans Superior Choice Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Superior Choice Credit Union make?
The typical home purchase mortgage loan Superior Choice Credit Union made was $195K; across all loan types its typical loan ran from $55K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Superior Choice Credit Union lend?
Superior Choice Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in Minnesota, California and Wisconsin.
Can I apply to Superior Choice Credit Union directly?
Yes. Superior Choice Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Superior Choice Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Superior Choice Credit Union treats applications, then get a rate quote from the lender.