Cash-out refinance lenders in St. Louis County, Minnesota
Fat Boy Data analyzed cash-out refinance activity in St. Louis County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,795 applications were decided by 139 lenders between 2023 and 2025.
St. Louis County at a glance
How St. Louis County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in St. Louis County, MN, 281 of them.
North Shore Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in St. Louis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 76% | 285 / 374 | 99% | $145K | 281 |
| 2 | U.S. Bank National Association | 82% | 89 / 108 | 97% | $115K | 86 |
| 3 | United Wholesale Mortgage, LLCBroker only | 75% | 56 / 75 | 100% | $215K | 56 |
| 4 | Amerisave Mortgage Corporation | 23% | 16 / 69 | 100% | $135K | 16 |
| 5 | North Shore Bank of Commerce | 84% | 54 / 64 | 98% | $225K | 53 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 134 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in St. Louis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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