Susser Bank mortgage approval rate & lending review
Susser Bank decided 889 mortgage applications and funded 815 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Susser Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Susser Bank at a glance
Approval is 8.7 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 612 / 642 | 98% | $345K | 601 |
| Cash-out refinance | 76% | 58 / 76 | 97% | $235K | 56 |
| Refinance | 92% | 57 / 62 | 98% | $415K | 56 |
| Investment property purchase | 96% | 74 / 77 | 99% | $285K | 73 |
Susser Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $345K | 847 | 780 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Susser Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| McLennan County, TX | Mortgage lenders | 94% | 100 | 93 |
| Parker County, TX | Mortgage lenders | 98% | 57 | 55 |
| McLennan County, TX | Cash-out refinance | 73% | 37 | 27 |
| McLennan County, TX | Refinance | 95% | 22 | 21 |
The county markets where Susser Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Susser Bank
What is Susser Bank's mortgage approval rate?
Susser Bank approved 93.4% of the 889 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Susser Bank offers?
Borrowers accepted 98% of the loans Susser Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Susser Bank make?
The typical home purchase mortgage loan Susser Bank made was $345K; across all loan types its typical loan ran from $235K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Susser Bank lend?
Susser Bank decided applications in 17 of the states Fat Boy Data covers, most of them in Texas, Florida and Tennessee.
Can I apply to Susser Bank directly?
Yes. Susser Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Susser Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Susser Bank treats applications, then get a rate quote from the lender.