Terrabank, National Association mortgage approval rate & lending review
Terrabank, National Association decided 273 mortgage applications and funded 257 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Terrabank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Terrabank, National Association at a glance
Approval is 9.2 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 95% | 226 / 238 | 99% | $365K | 224 |
Terrabank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $365K | 272 | 256 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Terrabank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 95% | 82 | 77 |
| Osceola County, FL | Investment property purchase | 95% | 43 | 41 |
| Orange County, FL | Investment property purchase | 94% | 34 | 32 |
The county markets where Terrabank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Terrabank, National Association
What is Terrabank, National Association's mortgage approval rate?
Terrabank, National Association approved 95.2% of the 273 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Terrabank, National Association offers?
Borrowers accepted 99% of the loans Terrabank, National Association approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Terrabank, National Association make?
The typical investment property mortgage loan Terrabank, National Association made was $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Terrabank, National Association lend?
Terrabank, National Association decided applications in 2 of the states Fat Boy Data covers, most of them in Florida and Texas.
Can I apply to Terrabank, National Association directly?
Yes. Terrabank, National Association is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Terrabank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Terrabank, National Association treats applications, then get a rate quote from the lender.