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investment property lenders · HMDA 2023–2025

Investment property lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment property mortgage activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,157 applications were decided by 507 lenders between 2023 and 2025.

Miami-Dade County at a glance

507Active lenders110 with 20+ decisions
77.5%Market approval rate11,749 of 15,157 decided
$375KTypical loanmedian lender, $10K brackets
94%Borrower take-up10,992 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County77.5%Florida83.7%All 616 counties87.5%
Typical loan compared
Miami-Dade County$375KFlorida$285KAll 616 counties$255K

What the data shows

A&D Mortgage LLC made the most investment property mortgages in Miami-Dade County, FL, 1,343 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.

Lenders approved 77.5% of investment property mortgage applications in Miami-Dade County, FL, 6.2 percentage points below the Florida rate of 83.7%.

The typical investment property mortgage here is $375K, 32% larger than the Florida typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 98One lender: 26% approved of 99One lender: 41% approved of 181One lender: 42% approved of 48One lender: 44% approved of 52One lender: 48% approved of 94One lender: 49% approved of 85One lender: 50% approved of 127One lender: 51% approved of 91One lender: 51% approved of 70One lender: 54% approved of 56One lender: 54% approved of 180One lender: 57% approved of 329One lender: 58% approved of 53One lender: 59% approved of 319One lender: 63% approved of 59One lender: 64% approved of 125One lender: 68% approved of 377United Wholesale Mortgage, LLC: 68% approved of 1,188One lender: 73% approved of 70One lender: 73% approved of 130One lender: 73% approved of 260One lender: 74% approved of 102One lender: 74% approved of 168One lender: 75% approved of 68One lender: 75% approved of 48One lender: 75% approved of 205One lender: 75% approved of 77One lender: 76% approved of 135One lender: 77% approved of 48One lender: 78% approved of 49One lender: 79% approved of 68One lender: 80% approved of 222One lender: 81% approved of 124One lender: 81% approved of 84One lender: 82% approved of 97One lender: 83% approved of 215One lender: 84% approved of 86One lender: 84% approved of 111One lender: 84% approved of 68Kiavi Funding, Inc.: 84% approved of 643One lender: 85% approved of 202One lender: 86% approved of 153One lender: 86% approved of 66One lender: 86% approved of 169One lender: 86% approved of 354One lender: 88% approved of 72One lender: 89% approved of 182One lender: 89% approved of 171One lender: 90% approved of 164A&D Mortgage LLC: 90% approved of 1,527Bradesco Bank: 91% approved of 996One lender: 91% approved of 111One lender: 94% approved of 105One lender: 95% approved of 81One lender: 95% approved of 82One lender: 96% approved of 133Citadel Servicing Corporation: 97% approved of 598One lender: 100% approved of 76One lender: 100% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1A&D Mortgage LLC90%1,372 / 1,52798%$285K1,343
2United Wholesale Mortgage, LLCBroker only68%810 / 1,18898%$325K794
3Bradesco Bank91%902 / 996100%$395K899
4Kiavi Funding, Inc.84%539 / 64396%$415K516
5Citadel Servicing Corporation97%581 / 59863%$375K367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 502 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Miami-Dade County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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