Lender profile · HMDA 2023–2025
Texas Dow Employees Credit Union mortgage approval rates & lending data
Texas Dow Employees Credit Union decided 2,186 mortgage applications and funded 1,926 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,567 / 1,656 | 100% | $275K | 1,560 |
| Cash-out refinance | 69% | 255 / 371 | 99% | $175K | 252 |
| Refinance | 64% | 42 / 66 | 98% | $225K | 41 |
| Investment property purchase | 92% | 56 / 61 | 98% | $205K | 55 |
Texas Dow Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 89% | $275K | 2,186 | 1,926 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.