Texas Dow Employees Credit Union mortgage approval rate & lending review
Texas Dow Employees Credit Union decided 2,186 mortgage applications and funded 1,926 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Texas Dow Employees Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Texas Dow Employees Credit Union at a glance
Approval is 4.9 points above the 83.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,567 / 1,656 | 100% | $275K | 1,560 |
| Cash-out refinance | 69% | 255 / 371 | 99% | $175K | 252 |
| Refinance | 64% | 42 / 66 | 98% | $225K | 41 |
| Investment property purchase | 92% | 56 / 61 | 98% | $205K | 55 |
Texas Dow Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 89% | $275K | 2,186 | 1,926 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Texas Dow Employees Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brazoria County, TX | Mortgage lenders | 97% | 598 | 578 |
| Fort Bend County, TX | Mortgage lenders | 91% | 159 | 145 |
| Brazoria County, TX | Cash-out refinance | 72% | 127 | 91 |
| Galveston County, TX | Mortgage lenders | 94% | 93 | 86 |
| Harris County, TX | Cash-out refinance | 63% | 127 | 78 |
| Fort Bend County, TX | Cash-out refinance | 71% | 52 | 37 |
The county markets where Texas Dow Employees Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Texas Dow Employees Credit Union
What is Texas Dow Employees Credit Union's mortgage approval rate?
Texas Dow Employees Credit Union approved 88.7% of the 2,186 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 83.8% national rate for the same mix of loan types.
How often do borrowers take the loan Texas Dow Employees Credit Union offers?
Borrowers accepted 99% of the loans Texas Dow Employees Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Texas Dow Employees Credit Union make?
The typical home purchase mortgage loan Texas Dow Employees Credit Union made was $275K; across all loan types its typical loan ran from $175K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Texas Dow Employees Credit Union lend?
Texas Dow Employees Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Texas Dow Employees Credit Union directly?
Yes. Texas Dow Employees Credit Union is a bank or credit union with 34 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Texas Dow Employees Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Texas Dow Employees Credit Union treats applications, then get a rate quote from the lender.