Texas Regional Bank mortgage approval rate & lending review
Texas Regional Bank decided 577 mortgage applications and funded 524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Texas Regional Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Texas Regional Bank at a glance
Approval is 6.9 points above the 85.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 355 / 380 | 99% | $345K | 351 |
| Cash-out refinance | 88% | 23 / 26 | 91% | $325K | 21 |
| Investment property purchase | 92% | 109 / 119 | 99% | $225K | 108 |
Texas Regional Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $345K | 570 | 517 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Texas Regional Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hidalgo County, TX | Mortgage lenders | 89% | 72 | 62 |
| Hidalgo County, TX | Investment property purchase | 93% | 43 | 40 |
| Cameron County, TX | Mortgage lenders | 91% | 43 | 39 |
| Cameron County, TX | Investment property purchase | 89% | 36 | 32 |
The county markets where Texas Regional Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Texas Regional Bank
What is Texas Regional Bank's mortgage approval rate?
Texas Regional Bank approved 92.4% of the 577 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.9 points above the 85.5% national rate for the same mix of loan types.
How often do borrowers take the loan Texas Regional Bank offers?
Borrowers accepted 98% of the loans Texas Regional Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Texas Regional Bank make?
The typical home purchase mortgage loan Texas Regional Bank made was $345K; across all loan types its typical loan ran from $225K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Texas Regional Bank lend?
Texas Regional Bank decided applications in 7 of the states Fat Boy Data covers, most of them in Texas, Colorado and Florida.
Can I apply to Texas Regional Bank directly?
Yes. Texas Regional Bank is a bank or credit union with 37 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Texas Regional Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Texas Regional Bank treats applications, then get a rate quote from the lender.