Lender profile · HMDA 2023–2025
The American National Bank of Texas mortgage approval rates & lending data
The American National Bank of Texas decided 1,510 mortgage applications and funded 1,258 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 937 / 1,072 | 100% | $325K | 935 |
| Home improvement loans | 80% | 48 / 60 | 100% | $85K | 48 |
| Cash-out refinance | 68% | 112 / 164 | 97% | $165K | 109 |
| Refinance | 74% | 60 / 81 | 93% | $305K | 56 |
| Investment property purchase | 91% | 85 / 93 | 98% | $215K | 83 |
The American National Bank of Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 84% | $325K | 1,504 | 1,252 |
| Florida | 100% | $355K | 2 | 2 |
| Arizona | 100% | $625K | 1 | 1 |
| Arkansas | 100% | $125K | 1 | 1 |
| Louisiana | 100% | $465K | 1 | 1 |
| Oklahoma | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.