The Bank of South Carolina mortgage approval rate & lending review
The Bank of South Carolina decided 374 mortgage applications and funded 353 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Bank of South Carolina reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Bank of South Carolina at a glance
Approval is 15.5 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 239 / 239 | 95% | $465K | 228 |
| Cash-out refinance | 100% | 27 / 27 | 89% | $525K | 24 |
| Refinance | 100% | 28 / 28 | 89% | $545K | 25 |
| Investment property purchase | 96% | 44 / 46 | 95% | $505K | 42 |
The Bank of South Carolina lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 99% | $465K | 343 | 327 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Bank of South Carolina lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Charleston County, SC | Mortgage lenders | 100% | 146 | 139 |
| Charleston County, SC | Investment property purchase | 96% | 24 | 23 |
| Charleston County, SC | Refinance | 100% | 23 | 21 |
The county markets where The Bank of South Carolina made the most loans. Each link opens that market with every lender ranked.
Questions about The Bank of South Carolina
What is The Bank of South Carolina's mortgage approval rate?
The Bank of South Carolina approved 99.5% of the 374 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.5 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan The Bank of South Carolina offers?
Borrowers accepted 95% of the loans The Bank of South Carolina approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Bank of South Carolina make?
The typical home purchase mortgage loan The Bank of South Carolina made was $465K; across all loan types its typical loan ran from $465K to $545K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Bank of South Carolina lend?
The Bank of South Carolina decided applications in 15 of the states Fat Boy Data covers, most of them in South Carolina, California and Georgia.
Can I apply to The Bank of South Carolina directly?
Yes. The Bank of South Carolina is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Bank of South Carolina's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Bank of South Carolina treats applications, then get a rate quote from the lender.