refinance lenders · HMDA 2023–2025

Refinance lenders in Charleston County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,958 applications were decided by 272 lenders between 2023 and 2025.

Charleston County at a glance

272Active lenders42 with 20+ decisions
77.3%Market approval rate3,059 of 3,958 decided
$335KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,857 loans funded

How Charleston County compares

Approval rate compared
Charleston County77.3%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Charleston County$335KSouth Carolina$285KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Charleston County, SC, 228 of them.

The Bank of South Carolina approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical mortgage refinance here is $335K, 18% larger than the South Carolina typical of $285K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 76One lender: 40% approved of 45One lender: 57% approved of 23Bank of America, National Association: 57% approved of 182One lender: 58% approved of 71One lender: 62% approved of 29One lender: 66% approved of 146One lender: 66% approved of 65One lender: 67% approved of 27One lender: 69% approved of 72One lender: 70% approved of 77One lender: 71% approved of 109First-Citizens Bank & Trust Company: 72% approved of 319SouthState Bank, National Association: 74% approved of 221One lender: 74% approved of 50Rocket Mortgage, LLC: 76% approved of 223One lender: 77% approved of 26One lender: 77% approved of 44One lender: 78% approved of 95One lender: 78% approved of 23One lender: 79% approved of 57One lender: 80% approved of 30One lender: 84% approved of 37One lender: 84% approved of 77One lender: 87% approved of 30One lender: 87% approved of 68One lender: 87% approved of 63One lender: 88% approved of 74United Wholesale Mortgage, LLC: 88% approved of 230One lender: 88% approved of 69One lender: 89% approved of 28One lender: 92% approved of 26One lender: 94% approved of 33One lender: 95% approved of 21One lender: 96% approved of 24One lender: 96% approved of 24One lender: 96% approved of 24One lender: 96% approved of 25One lender: 96% approved of 54One lender: 97% approved of 78One lender: 97% approved of 39One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1First-Citizens Bank & Trust Company72%231 / 31999%$255K228
2United Wholesale Mortgage, LLCBroker only88%203 / 23096%$445K194
3Rocket Mortgage, LLC76%169 / 22393%$415K158
4SouthState Bank, National Association74%163 / 22195%$205K155
5Bank of America, National Association57%104 / 18297%$175K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 267 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Charleston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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