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refinance lenders · HMDA 2023–2025

Refinance lenders in Charleston County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,958 applications were decided by 272 lenders between 2023 and 2025.

Charleston County at a glance

272Active lenders42 with 20+ decisions
77.3%Market approval rate3,059 of 3,958 decided
$335KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,857 loans funded

How Charleston County compares

Approval rate compared
Charleston County77.3%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Charleston County$335KSouth Carolina$285KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Charleston County, SC, 228 of them.

The Bank of South Carolina approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical mortgage refinance here is $335K, 18% larger than the South Carolina typical of $285K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 76Mortgage Research Center, LLC: 40% approved of 45Regions Bank: 57% approved of 23Bank of America, National Association: 57% approved of 182Lakeview Loan Servicing, LLC: 58% approved of 71Navy Federal Credit Union: 62% approved of 29Truist Bank: 66% approved of 146United Community Bank: 66% approved of 65Royal United Mortgage LLC: 67% approved of 27Citizens Bank, National Association: 69% approved of 72PNC Bank, National Association: 70% approved of 77Synovus Bank: 71% approved of 109First-Citizens Bank & Trust Company: 72% approved of 319SouthState Bank, National Association: 74% approved of 221First National Bank of Pennsylvania: 74% approved of 50Rocket Mortgage, LLC: 76% approved of 223S. C. State Federal Credit Union: 77% approved of 26Pinnacle Bank: 77% approved of 44TD Bank, National Association: 78% approved of 95Wells Fargo Bank, National Association: 78% approved of 23Newrez LLC: 79% approved of 57Loandepot.Com, LLC: 80% approved of 30JPMorgan Chase Bank, National Association: 84% approved of 37Fifth Third Bank, National Association: 84% approved of 77Ameris Bank: 87% approved of 30Cmg Mortgage, Inc.: 87% approved of 68Finance of America Reverse LLC: 87% approved of 63Mutual of Omaha Mortgage, Inc.: 88% approved of 74United Wholesale Mortgage, LLC: 88% approved of 230Pennymac Loan Services, LLC: 88% approved of 69South Carolina Federal Credit Union: 89% approved of 28Longbridge Financial, LLC: 92% approved of 26Renasant Bank: 94% approved of 33Nationstar Mortgage LLC: 95% approved of 21Movement Mortgage, LLC: 96% approved of 24Guaranteed Rate, Inc.: 96% approved of 24ServisFirst Bank: 96% approved of 24Crosscountry Mortgage, LLC: 96% approved of 25Southern First Bank: 96% approved of 54Freedom Mortgage Corporation: 97% approved of 78Village Capital & Investment LLC: 97% approved of 39The Bank of South Carolina: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1First-Citizens Bank & Trust Company72%231 / 31999%$255K228
2United Wholesale Mortgage, LLCBroker only88%203 / 23096%$445K194
3Rocket Mortgage, LLC76%169 / 22393%$415K158
4SouthState Bank, National Association74%163 / 22195%$205K155
5Bank of America, National Association57%104 / 18297%$175K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 267 more lenders.

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Other lending data for Charleston County

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Nearby markets

All lending in Charleston CountyCounty overviewRefinance across South CarolinaStatewideBerkeley CountyNearby countyDorchester CountyNearby county