Lender profile · HMDA 2023–2025
The Canandaigua National Bank and Trust Company mortgage approval rates & lending data
The Canandaigua National Bank and Trust Company decided 1,525 mortgage applications and funded 1,287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 91 / 104 | 95% | $185K | 86 |
| Home improvement loans | 87% | 827 / 956 | 97% | $85K | 805 |
| Cash-out refinance | 94% | 276 / 294 | 95% | $145K | 262 |
| Refinance | 88% | 37 / 42 | 97% | $65K | 36 |
| Investment property purchase | 93% | 42 / 45 | 83% | $185K | 35 |
| Investment cash-out refinance | 78% | 39 / 50 | 95% | $225K | 37 |
| Investment home improvement | 83% | 25 / 30 | 92% | $105K | 23 |
The Canandaigua National Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 88% | $85K | 1,498 | 1,263 |
| Florida | 86% | $105K | 21 | 18 |
| Pennsylvania | 100% | $65K | 2 | 2 |
| New Jersey | 100% | $45K | 1 | 1 |
| North Carolina | 100% | $55K | 1 | 1 |
| Ohio | 100% | $105K | 1 | 1 |
| South Carolina | 100% | $595K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.