The Community Bank mortgage approval rate & lending review
The Community Bank decided 324 mortgage applications and funded 293 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Community Bank at a glance
Approval is 10.6 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 122 / 129 | 100% | $275K | 122 |
| Cash-out refinance | 78% | 61 / 78 | 100% | $125K | 61 |
| Refinance | 92% | 23 / 25 | 96% | $185K | 22 |
| Investment property purchase | 100% | 54 / 54 | 100% | $145K | 54 |
The Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $165K | 324 | 293 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Licking County, OH | Mortgage lenders | 95% | 96 | 91 |
| Licking County, OH | Cash-out refinance | 78% | 68 | 53 |
| Licking County, OH | Investment property purchase | 100% | 51 | 51 |
| Licking County, OH | Refinance | 95% | 20 | 18 |
The county markets where The Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Community Bank
What is The Community Bank's mortgage approval rate?
The Community Bank approved 91.0% of the 324 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan The Community Bank offers?
Borrowers accepted 99% of the loans The Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Community Bank make?
The typical home purchase mortgage loan The Community Bank made was $275K; across all loan types its typical loan ran from $125K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Community Bank lend?
The Community Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Ohio.
Can I apply to The Community Bank directly?
Yes. The Community Bank is a bank or credit union with 269 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Community Bank treats applications, then get a rate quote from the lender.