The First Financial Federal Credit Union mortgage approval rate & lending review
The First Financial Federal Credit Union decided 944 mortgage applications and funded 673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The First Financial Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The First Financial Federal Credit Union at a glance
Approval is 12.3 points above the 66.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 81% | 242 / 300 | 93% | $105K | 225 |
| Cash-out refinance | 78% | 491 / 629 | 90% | $95K | 441 |
The First Financial Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 79% | $95K | 944 | 673 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The First Financial Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 76% | 326 | 225 |
| Los Angeles County, CA | Home improvement loans | 79% | 165 | 123 |
| San Bernardino County, CA | Cash-out refinance | 77% | 153 | 107 |
| San Bernardino County, CA | Home improvement loans | 80% | 69 | 50 |
| Riverside County, CA | Home improvement loans | 93% | 29 | 26 |
The county markets where The First Financial Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about The First Financial Federal Credit Union
What is The First Financial Federal Credit Union's mortgage approval rate?
The First Financial Federal Credit Union approved 79.0% of the 944 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 66.8% national rate for the same mix of loan types.
How often do borrowers take the loan The First Financial Federal Credit Union offers?
Borrowers accepted 90% of the loans The First Financial Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The First Financial Federal Credit Union make?
The typical cash-out refinance loan The First Financial Federal Credit Union made was $95K; across all loan types its typical loan ran from $95K to $105K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The First Financial Federal Credit Union lend?
The First Financial Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to The First Financial Federal Credit Union directly?
Yes. The First Financial Federal Credit Union is a bank or credit union with 31 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The First Financial Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The First Financial Federal Credit Union treats applications, then get a rate quote from the lender.