The First National Bank of Bastrop mortgage approval rate & lending review
The First National Bank of Bastrop decided 588 mortgage applications and funded 345 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The First National Bank of Bastrop reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The First National Bank of Bastrop at a glance
Approval is 1.1 points above the 80.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 204 / 246 | 70% | $315K | 142 |
| Home improvement loans | 84% | 31 / 37 | 71% | $135K | 22 |
| Cash-out refinance | 70% | 79 / 113 | 71% | $165K | 56 |
| Refinance | 73% | 35 / 48 | 69% | $165K | 24 |
| Investment property purchase | 90% | 94 / 104 | 78% | $245K | 73 |
The First National Bank of Bastrop lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 81% | $245K | 587 | 344 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The First National Bank of Bastrop lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bastrop County, TX | Mortgage lenders | 77% | 164 | 87 |
| Bastrop County, TX | Cash-out refinance | 70% | 87 | 45 |
| Bastrop County, TX | Investment property purchase | 86% | 58 | 37 |
| Bastrop County, TX | Home improvement loans | 83% | 29 | 19 |
| Bastrop County, TX | Refinance | 82% | 34 | 18 |
| Travis County, TX | Investment property purchase | 95% | 22 | 18 |
The county markets where The First National Bank of Bastrop made the most loans. Each link opens that market with every lender ranked.
Questions about The First National Bank of Bastrop
What is The First National Bank of Bastrop's mortgage approval rate?
The First National Bank of Bastrop approved 81.3% of the 588 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.1 points above the 80.2% national rate for the same mix of loan types.
How often do borrowers take the loan The First National Bank of Bastrop offers?
Borrowers accepted 72% of the loans The First National Bank of Bastrop approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The First National Bank of Bastrop make?
The typical home purchase mortgage loan The First National Bank of Bastrop made was $315K; across all loan types its typical loan ran from $135K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The First National Bank of Bastrop lend?
The First National Bank of Bastrop decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Florida.
Can I apply to The First National Bank of Bastrop directly?
Yes. The First National Bank of Bastrop is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The First National Bank of Bastrop's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The First National Bank of Bastrop treats applications, then get a rate quote from the lender.