The First National Bank of Middle Tennessee mortgage approval rate & lending review
The First National Bank of Middle Tennessee decided 709 mortgage applications and funded 643 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The First National Bank of Middle Tennessee reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The First National Bank of Middle Tennessee at a glance
Approval is 6.3 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 428 / 474 | 99% | $355K | 425 |
| Cash-out refinance | 92% | 36 / 39 | 97% | $265K | 35 |
| Refinance | 96% | 45 / 47 | 98% | $365K | 44 |
| Investment property purchase | 95% | 110 / 116 | 100% | $355K | 110 |
The First National Bank of Middle Tennessee lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 91% | $355K | 663 | 600 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The First National Bank of Middle Tennessee lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rutherford County, TN | Mortgage lenders | 93% | 260 | 241 |
| Rutherford County, TN | Investment property purchase | 97% | 33 | 32 |
| Davidson County, TN | Investment property purchase | 91% | 34 | 31 |
| Maury County, TN | Mortgage lenders | 96% | 24 | 23 |
| Rutherford County, TN | Cash-out refinance | 91% | 23 | 20 |
The county markets where The First National Bank of Middle Tennessee made the most loans. Each link opens that market with every lender ranked.
Questions about The First National Bank of Middle Tennessee
What is The First National Bank of Middle Tennessee's mortgage approval rate?
The First National Bank of Middle Tennessee approved 91.4% of the 709 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.3 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan The First National Bank of Middle Tennessee offers?
Borrowers accepted 99% of the loans The First National Bank of Middle Tennessee approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The First National Bank of Middle Tennessee make?
The typical home purchase mortgage loan The First National Bank of Middle Tennessee made was $355K; across all loan types its typical loan ran from $265K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The First National Bank of Middle Tennessee lend?
The First National Bank of Middle Tennessee decided applications in 16 of the states Fat Boy Data covers, most of them in Tennessee, Florida and Kentucky.
Can I apply to The First National Bank of Middle Tennessee directly?
Yes. The First National Bank of Middle Tennessee is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The First National Bank of Middle Tennessee's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The First National Bank of Middle Tennessee treats applications, then get a rate quote from the lender.