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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rutherford County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Rutherford County, Tennessee, home to Murfreesboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,569 applications were decided by 246 lenders between 2023 and 2025.

Rutherford County at a glance

246Active lenders45 with 20+ decisions
73.3%Market approval rate4,080 of 5,569 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,889 loans funded

How Rutherford County compares

Approval rate compared
Rutherford County73.3%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Rutherford County$185KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rutherford County, TN, 989 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 45.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 46One lender: 29% approved of 69One lender: 29% approved of 31Amerisave Mortgage Corporation: 37% approved of 292One lender: 39% approved of 66One lender: 43% approved of 89Carrington Mortgage Services, LLC: 49% approved of 206One lender: 52% approved of 23One lender: 56% approved of 52One lender: 58% approved of 57One lender: 59% approved of 78One lender: 60% approved of 35One lender: 61% approved of 51One lender: 61% approved of 41One lender: 62% approved of 21One lender: 66% approved of 68One lender: 67% approved of 39One lender: 67% approved of 24One lender: 68% approved of 57One lender: 70% approved of 30One lender: 70% approved of 30One lender: 73% approved of 183One lender: 74% approved of 53One lender: 74% approved of 50One lender: 74% approved of 175One lender: 74% approved of 47One lender: 75% approved of 36One lender: 77% approved of 30One lender: 77% approved of 39One lender: 78% approved of 186One lender: 79% approved of 57Ascend Federal Credit Union: 82% approved of 481United Wholesale Mortgage, LLC: 83% approved of 380One lender: 83% approved of 36One lender: 84% approved of 32One lender: 85% approved of 116Rocket Mortgage, LLC: 86% approved of 1,185One lender: 86% approved of 37One lender: 87% approved of 100One lender: 87% approved of 31One lender: 91% approved of 54One lender: 91% approved of 23One lender: 93% approved of 27One lender: 95% approved of 20One lender: 98% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Rutherford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%1,015 / 1,18597%$175K989
2Ascend Federal Credit Union82%393 / 48199%$65K391
3United Wholesale Mortgage, LLCBroker only83%316 / 38097%$285K307
4Amerisave Mortgage Corporation37%107 / 29299%$95K106
5Carrington Mortgage Services, LLC49%100 / 20686%$215K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 241 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Rutherford County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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