Lender profile · HMDA 2023–2025
Third Coast Bank mortgage approval rates & lending data
Third Coast Bank decided 264 mortgage applications and funded 253 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 61 / 62 | 100% | $685K | 61 |
| Cash-out refinance | 84% | 27 / 32 | 100% | $595K | 27 |
| Investment property purchase | 100% | 118 / 118 | 99% | $195K | 117 |
Third Coast Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $185K | 249 | 239 |
| Florida | 80% | $1.07M | 5 | 4 |
| Tennessee | 100% | $1M | 4 | 4 |
| Colorado | 100% | $585K | 3 | 3 |
| New Mexico | 100% | $1.26M | 1 | 1 |
| North Carolina | 100% | $875K | 1 | 1 |
| South Carolina | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.