Thomaston Savings Bank mortgage approval rate & lending review
Thomaston Savings Bank decided 1,034 mortgage applications and funded 891 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Thomaston Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Thomaston Savings Bank at a glance
Approval is 10.2 points above the 77.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 389 / 413 | 99% | $255K | 386 |
| Home improvement loans | 82% | 190 / 233 | 99% | $75K | 189 |
| Cash-out refinance | 81% | 42 / 52 | 100% | $175K | 42 |
| Refinance | 85% | 204 / 240 | 98% | $115K | 200 |
| Investment property purchase | 91% | 39 / 43 | 92% | $215K | 36 |
| Investment home improvement | 72% | 21 / 29 | 95% | $195K | 20 |
Thomaston Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 87% | $195K | 1,034 | 891 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Thomaston Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 93% | 215 | 199 |
| Naugatuck Valley Planning Region, CT | Refinance | 88% | 156 | 137 |
| Naugatuck Valley Planning Region, CT | Home improvement loans | 84% | 147 | 123 |
| Northwest Hills Planning Region, CT | Mortgage lenders | 95% | 101 | 95 |
| Capitol Planning Region, CT | Mortgage lenders | 94% | 66 | 62 |
| Northwest Hills Planning Region, CT | Home improvement loans | 81% | 57 | 46 |
| Northwest Hills Planning Region, CT | Refinance | 82% | 44 | 36 |
| Naugatuck Valley Planning Region, CT | Cash-out refinance | 80% | 35 | 28 |
| Capitol Planning Region, CT | Refinance | 74% | 34 | 22 |
| Capitol Planning Region, CT | Home improvement loans | 65% | 23 | 15 |
The county markets where Thomaston Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Thomaston Savings Bank
What is Thomaston Savings Bank's mortgage approval rate?
Thomaston Savings Bank approved 87.3% of the 1,034 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points above the 77.1% national rate for the same mix of loan types.
How often do borrowers take the loan Thomaston Savings Bank offers?
Borrowers accepted 99% of the loans Thomaston Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Thomaston Savings Bank make?
The typical home purchase mortgage loan Thomaston Savings Bank made was $255K; across all loan types its typical loan ran from $75K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Thomaston Savings Bank lend?
Thomaston Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Connecticut.
Can I apply to Thomaston Savings Bank directly?
Yes. Thomaston Savings Bank is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Thomaston Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Thomaston Savings Bank treats applications, then get a rate quote from the lender.