TIB National Association mortgage approval rate & lending review
TIB National Association decided 320 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TIB National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TIB National Association at a glance
Approval is 7.7 points below the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 176 / 219 | 98% | $255K | 173 |
| Cash-out refinance | 70% | 26 / 37 | 92% | $155K | 24 |
| Refinance | 66% | 27 / 41 | 100% | $225K | 27 |
TIB National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 80% | $275K | 193 | 151 |
| Louisiana | 81% | $235K | 63 | 50 |
| Oklahoma | 58% | $425K | 24 | 13 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about TIB National Association
What is TIB National Association's mortgage approval rate?
TIB National Association approved 75.9% of the 320 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.7 points below the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan TIB National Association offers?
Borrowers accepted 98% of the loans TIB National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TIB National Association make?
The typical home purchase mortgage loan TIB National Association made was $255K; across all loan types its typical loan ran from $155K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TIB National Association lend?
TIB National Association decided applications in 14 of the states Fat Boy Data covers, most of them in Texas, Louisiana and Oklahoma.
Can I apply to TIB National Association directly?
Yes. TIB National Association is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TIB National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TIB National Association treats applications, then get a rate quote from the lender.