Tidewater Home Funding, LLC mortgage approval rate & lending review
Tidewater Home Funding, LLC decided 637 mortgage applications and funded 617 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tidewater Home Funding, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to tidewaterhomefunding.com.
Tidewater Home Funding, LLC at a glance
Approval is 10.6 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 562 / 573 | 99% | $335K | 558 |
| Investment property purchase | 91% | 30 / 33 | 100% | $255K | 30 |
Tidewater Home Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 97% | $335K | 625 | 605 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tidewater Home Funding, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chesapeake city, VA | Mortgage lenders | 98% | 120 | 116 |
| Virginia Beach city, VA | Mortgage lenders | 99% | 117 | 116 |
| Chesterfield County, VA | Mortgage lenders | 98% | 115 | 112 |
| Norfolk city, VA | Mortgage lenders | 98% | 62 | 61 |
| Hampton city, VA | Mortgage lenders | 95% | 43 | 40 |
| Newport News city, VA | Mortgage lenders | 93% | 41 | 38 |
| Henrico County, VA | Mortgage lenders | 100% | 32 | 32 |
The county markets where Tidewater Home Funding, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Tidewater Home Funding, LLC
What is Tidewater Home Funding, LLC's mortgage approval rate?
Tidewater Home Funding, LLC approved 97.5% of the 637 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Tidewater Home Funding, LLC offers?
Borrowers accepted 99% of the loans Tidewater Home Funding, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tidewater Home Funding, LLC make?
The typical home purchase mortgage loan Tidewater Home Funding, LLC made was $335K; across all loan types its typical loan ran from $255K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tidewater Home Funding, LLC lend?
Tidewater Home Funding, LLC decided applications in 3 of the states Fat Boy Data covers, most of them in Virginia, Florida and North Carolina.
Can I apply to Tidewater Home Funding, LLC directly?
Yes. Tidewater Home Funding, LLC reports as a direct lender that takes applications from borrowers. Its website is tidewaterhomefunding.com.
Does this page show Tidewater Home Funding, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tidewater Home Funding, LLC treats applications, then get a rate quote from the lender.