Lender profile · HMDA 2023–2025
Topline Financial Credit Union mortgage approval rates & lending data
Topline Financial Credit Union decided 1,469 mortgage applications and funded 1,184 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 389 / 412 | 94% | $305K | 364 |
| Home improvement loans | 82% | 651 / 791 | 92% | $85K | 602 |
| Cash-out refinance | 83% | 89 / 107 | 96% | $105K | 85 |
| Refinance | 84% | 78 / 93 | 97% | $105K | 76 |
| Investment property purchase | 94% | 51 / 54 | 92% | $285K | 47 |
Topline Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 86% | $85K | 1,467 | 1,182 |
| Florida | 100% | $1M | 1 | 1 |
| Wisconsin | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.