Lender profile · HMDA 2023–2025
Town Bank, National Association mortgage approval rates & lending data
Town Bank, National Association decided 366 mortgage applications and funded 344 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 272 / 283 | 98% | $745K | 266 |
| Refinance | 97% | 37 / 38 | 95% | $815K | 35 |
| Investment property purchase | 96% | 26 / 27 | 100% | $495K | 26 |
Town Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 96% | $725K | 320 | 301 |
| California | 96% | $1.12M | 24 | 23 |
| Montana | 100% | $1M | 5 | 5 |
| Arizona | 100% | $1.57M | 4 | 4 |
| Texas | 100% | $745K | 2 | 2 |
| Colorado | 100% | $365K | 1 | 1 |
| Florida | 0% | — | 1 | 0 |
| Minnesota | 100% | $315K | 1 | 1 |
| Nevada | 100% | — | 1 | 0 |
| New Jersey | 100% | $2.60M | 1 | 1 |
| North Carolina | 100% | $405K | 1 | 1 |
| South Carolina | 100% | $2.17M | 1 | 1 |
| Tennessee | 100% | $845K | 1 | 1 |
| Utah | 100% | $1.08M | 1 | 1 |
| Virginia | 100% | $2.90M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.