Town Bank, National Association mortgage approval rate & lending review
Town Bank, National Association decided 366 mortgage applications and funded 344 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Town Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Town Bank, National Association at a glance
Approval is 10.6 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 272 / 283 | 98% | $745K | 266 |
| Refinance | 97% | 37 / 38 | 95% | $815K | 35 |
| Investment property purchase | 96% | 26 / 27 | 100% | $495K | 26 |
Town Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 96% | $725K | 320 | 301 |
| California | 96% | $1.12M | 24 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Town Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dane County, WI | Mortgage lenders | 98% | 114 | 110 |
The county markets where Town Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Town Bank, National Association
What is Town Bank, National Association's mortgage approval rate?
Town Bank, National Association approved 96.2% of the 366 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Town Bank, National Association offers?
Borrowers accepted 98% of the loans Town Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Town Bank, National Association make?
The typical home purchase mortgage loan Town Bank, National Association made was $745K; across all loan types its typical loan ran from $495K to $815K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Town Bank, National Association lend?
Town Bank, National Association decided applications in 16 of the states Fat Boy Data covers, most of them in Wisconsin, California and Montana.
Can I apply to Town Bank, National Association directly?
Yes. Town Bank, National Association is a bank or credit union with 25 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Town Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Town Bank, National Association treats applications, then get a rate quote from the lender.