Tri City National Bank mortgage approval rate & lending review
Tri City National Bank decided 1,455 mortgage applications and funded 1,187 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tri City National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Tri City National Bank at a glance
Approval is 10.9 points above the 75.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 335 / 373 | 95% | $195K | 319 |
| Home improvement loans | 87% | 420 / 483 | 95% | $55K | 398 |
| Cash-out refinance | 67% | 31 / 46 | 94% | $115K | 29 |
| Refinance | 82% | 324 / 393 | 97% | $75K | 315 |
| Investment property purchase | 92% | 117 / 127 | 89% | $205K | 104 |
Tri City National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 86% | $75K | 1,452 | 1,184 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tri City National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Milwaukee County, WI | Home improvement loans | 85% | 247 | 199 |
| Milwaukee County, WI | Mortgage lenders | 89% | 175 | 152 |
| Milwaukee County, WI | Refinance | 84% | 180 | 147 |
| Waukesha County, WI | Home improvement loans | 90% | 103 | 90 |
| Waukesha County, WI | Mortgage lenders | 91% | 99 | 83 |
| Racine County, WI | Home improvement loans | 89% | 98 | 80 |
| Racine County, WI | Refinance | 78% | 98 | 73 |
| Waukesha County, WI | Refinance | 86% | 78 | 65 |
| Milwaukee County, WI | Investment property purchase | 91% | 74 | 60 |
| Racine County, WI | Mortgage lenders | 92% | 61 | 51 |
| Washington County, WI | Mortgage lenders | 95% | 22 | 21 |
| Kenosha County, WI | Refinance | 81% | 21 | 17 |
The county markets where Tri City National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Tri City National Bank
What is Tri City National Bank's mortgage approval rate?
Tri City National Bank approved 86.3% of the 1,455 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 75.4% national rate for the same mix of loan types.
How often do borrowers take the loan Tri City National Bank offers?
Borrowers accepted 95% of the loans Tri City National Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tri City National Bank make?
The typical home improvement loan loan Tri City National Bank made was $55K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tri City National Bank lend?
Tri City National Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Wisconsin, Arizona and Florida.
Can I apply to Tri City National Bank directly?
Yes. Tri City National Bank is a bank or credit union with 26 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Tri City National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tri City National Bank treats applications, then get a rate quote from the lender.