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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Guilford County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Guilford County, North Carolina, home to Greensboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,857 applications were decided by 232 lenders between 2023 and 2025.

Guilford County at a glance

232Active lenders42 with 20+ decisions
65.2%Market approval rate3,817 of 5,857 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,600 loans funded

How Guilford County compares

Approval rate compared
Guilford County65.2%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Guilford County$155KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Guilford County, NC, 1,083 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 64.

The typical cash-out refinance here is $155K, 21% smaller than the North Carolina typical of $195K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 32One lender: 16% approved of 31One lender: 16% approved of 68One lender: 24% approved of 71One lender: 25% approved of 20Amerisave Mortgage Corporation: 31% approved of 433One lender: 38% approved of 186One lender: 39% approved of 123One lender: 44% approved of 55One lender: 47% approved of 59One lender: 50% approved of 56One lender: 50% approved of 24One lender: 53% approved of 112One lender: 54% approved of 185Truliant Federal Credit Union: 56% approved of 362One lender: 56% approved of 25One lender: 61% approved of 56One lender: 61% approved of 41One lender: 62% approved of 24One lender: 64% approved of 22State Employees': 64% approved of 232One lender: 64% approved of 28One lender: 65% approved of 217One lender: 67% approved of 127One lender: 70% approved of 23One lender: 73% approved of 125One lender: 73% approved of 145One lender: 74% approved of 23One lender: 75% approved of 157United Wholesale Mortgage, LLC: 79% approved of 297Rocket Mortgage, LLC: 80% approved of 1,396One lender: 80% approved of 61One lender: 82% approved of 28One lender: 86% approved of 35One lender: 86% approved of 22One lender: 88% approved of 24One lender: 89% approved of 27One lender: 91% approved of 34One lender: 92% approved of 26One lender: 94% approved of 36One lender: 95% approved of 62One lender: 95% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Guilford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,112 / 1,39697%$155K1,083
2Amerisave Mortgage Corporation31%133 / 43398%$105K130
3Truliant Federal Credit Union56%201 / 36296%$85K193
4United Wholesale Mortgage, LLCBroker only79%235 / 29797%$215K228
5State Employees'64%149 / 23297%$195K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 227 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Guilford County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
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