Home improvement loan lenders in Randolph County, North Carolina
Fat Boy Data analyzed home improvement loan activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,700 applications were decided by 74 lenders between 2023 and 2025.
Randolph County at a glance
How Randolph County compares
What the data shows
Truliant Federal Credit Union made the most home improvement loans in Randolph County, NC, 294 of them.
That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
The Fidelity Bank approved the highest share of applications among lenders with at least 20 decisions here, 83% of 47.
The typical home improvement loan here is $55K, 35% smaller than the North Carolina typical of $85K.
Only 1 lender here typically writes at or below $35K: Spring Eq, LLC.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Randolph County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Truliant Federal Credit Union | 58% | 304 / 525 | 97% | $55K | 294 |
| 2 | State Employees' | 66% | 293 / 441 | 99% | $55K | 291 |
| 3 | Pinnacle Bank | 66% | 58 / 88 | 83% | $55K | 48 |
| 4 | Bank of America, National Association | 23% | 15 / 64 | 100% | $75K | 15 |
| 5 | Truist Bank | 57% | 33 / 58 | 100% | $75K | 33 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 69 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest home improvement loan lenders in Randolph County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.