Tucson Federal Credit Union mortgage approval rate & lending review
Tucson Federal Credit Union decided 1,205 mortgage applications and funded 980 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Tucson Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Tucson Federal Credit Union at a glance
Approval is 21.5 points above the 65.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 86% | 648 / 753 | 95% | $55K | 613 |
| Cash-out refinance | 88% | 359 / 408 | 93% | $85K | 333 |
| Refinance | 86% | 32 / 37 | 91% | $65K | 29 |
Tucson Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 87% | $55K | 1,205 | 980 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Tucson Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pima County, AZ | Home improvement loans | 86% | 733 | 596 |
| Pima County, AZ | Cash-out refinance | 88% | 401 | 329 |
| Pima County, AZ | Refinance | 85% | 34 | 27 |
The county markets where Tucson Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Tucson Federal Credit Union
What is Tucson Federal Credit Union's mortgage approval rate?
Tucson Federal Credit Union approved 86.6% of the 1,205 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 21.5 points above the 65.1% national rate for the same mix of loan types.
How often do borrowers take the loan Tucson Federal Credit Union offers?
Borrowers accepted 94% of the loans Tucson Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Tucson Federal Credit Union make?
The typical home improvement loan loan Tucson Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $85K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Tucson Federal Credit Union lend?
Tucson Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Arizona.
Can I apply to Tucson Federal Credit Union directly?
Yes. Tucson Federal Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Tucson Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Tucson Federal Credit Union treats applications, then get a rate quote from the lender.