Ukrainian Federal Credit Union mortgage approval rate & lending review
Ukrainian Federal Credit Union decided 483 mortgage applications and funded 450 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ukrainian Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ukrainian Federal Credit Union at a glance
Approval is 16.7 points above the 77.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 208 / 216 | 98% | $225K | 204 |
| Cash-out refinance | 93% | 220 / 237 | 100% | $135K | 220 |
Ukrainian Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 99% | $195K | 186 | 182 |
| California | 93% | $155K | 124 | 113 |
| South Carolina | 87% | $95K | 46 | 40 |
| Washington | 90% | $255K | 40 | 36 |
| Ohio | 94% | $135K | 32 | 30 |
| North Carolina | 88% | $135K | 25 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ukrainian Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monroe County, NY | Mortgage lenders | 100% | 61 | 60 |
| Sacramento County, CA | Cash-out refinance | 89% | 56 | 50 |
| Monroe County, NY | Cash-out refinance | 100% | 38 | 38 |
| Onondaga County, NY | Mortgage lenders | 100% | 25 | 24 |
The county markets where Ukrainian Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Ukrainian Federal Credit Union
What is Ukrainian Federal Credit Union's mortgage approval rate?
Ukrainian Federal Credit Union approved 94.2% of the 483 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.7 points above the 77.5% national rate for the same mix of loan types.
How often do borrowers take the loan Ukrainian Federal Credit Union offers?
Borrowers accepted 99% of the loans Ukrainian Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ukrainian Federal Credit Union make?
The typical cash-out refinance loan Ukrainian Federal Credit Union made was $135K; across all loan types its typical loan ran from $135K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ukrainian Federal Credit Union lend?
Ukrainian Federal Credit Union decided applications in 13 of the states Fat Boy Data covers, most of them in New York, California and South Carolina.
Can I apply to Ukrainian Federal Credit Union directly?
Yes. Ukrainian Federal Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Ukrainian Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ukrainian Federal Credit Union treats applications, then get a rate quote from the lender.