Ukrainian Selfreliance Federal Credit Union mortgage approval rate & lending review
Ukrainian Selfreliance Federal Credit Union decided 476 mortgage applications and funded 423 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ukrainian Selfreliance Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to usfcu.com.
Ukrainian Selfreliance Federal Credit Union at a glance
Approval is 9.3 points above the 80.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 227 / 242 | 100% | $335K | 227 |
| Home improvement loans | 82% | 55 / 67 | 100% | $155K | 55 |
| Cash-out refinance | 79% | 27 / 34 | 96% | $145K | 26 |
| Refinance | 79% | 27 / 34 | 100% | $235K | 27 |
| Investment property purchase | 90% | 37 / 41 | 100% | $185K | 37 |
| Investment cash-out refinance | 96% | 48 / 50 | 96% | $165K | 46 |
Ukrainian Selfreliance Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 91% | $335K | 368 | 333 |
| New Jersey | 81% | $225K | 36 | 29 |
| Florida | 83% | $225K | 29 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ukrainian Selfreliance Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bucks County, PA | Mortgage lenders | 97% | 88 | 85 |
| Philadelphia County, PA | Investment cash-out refinance | 94% | 32 | 28 |
| Bucks County, PA | Home improvement loans | 81% | 26 | 21 |
The county markets where Ukrainian Selfreliance Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Ukrainian Selfreliance Federal Credit Union
What is Ukrainian Selfreliance Federal Credit Union's mortgage approval rate?
Ukrainian Selfreliance Federal Credit Union approved 89.5% of the 476 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 80.2% national rate for the same mix of loan types.
How often do borrowers take the loan Ukrainian Selfreliance Federal Credit Union offers?
Borrowers accepted 99% of the loans Ukrainian Selfreliance Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ukrainian Selfreliance Federal Credit Union make?
The typical home purchase mortgage loan Ukrainian Selfreliance Federal Credit Union made was $335K; across all loan types its typical loan ran from $145K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ukrainian Selfreliance Federal Credit Union lend?
Ukrainian Selfreliance Federal Credit Union decided applications in 15 of the states Fat Boy Data covers, most of them in Pennsylvania, New Jersey and Florida.
Can I apply to Ukrainian Selfreliance Federal Credit Union directly?
Yes. Ukrainian Selfreliance Federal Credit Union reports as a direct lender that takes applications from borrowers. Its website is usfcu.com.
Does this page show Ukrainian Selfreliance Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ukrainian Selfreliance Federal Credit Union treats applications, then get a rate quote from the lender.