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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Philadelphia County, Pennsylvania

Fat Boy Data analyzed investment cash-out refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,981 applications were decided by 247 lenders between 2023 and 2025.

Philadelphia County at a glance

247Active lenders53 with 20+ decisions
72.5%Market approval rate4,335 of 5,981 decided
$185KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,968 loans funded

How Philadelphia County compares

Approval rate compared
Philadelphia County72.5%Pennsylvania74.9%All 616 counties73.1%
Typical loan compared
Philadelphia County$185KPennsylvania$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Philadelphia County, PA, 498 of them.

Ark Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment cash-out refinance here is $185K, 12% larger than the Pennsylvania typical of $165K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Police & Fire Federal Credit Union: 11% approved of 394One lender: 12% approved of 75One lender: 19% approved of 67One lender: 43% approved of 21One lender: 43% approved of 21One lender: 44% approved of 34One lender: 45% approved of 98One lender: 46% approved of 151One lender: 48% approved of 23One lender: 52% approved of 31One lender: 54% approved of 35One lender: 55% approved of 20One lender: 55% approved of 29One lender: 56% approved of 181One lender: 56% approved of 136One lender: 57% approved of 40One lender: 59% approved of 41United Wholesale Mortgage, LLC: 64% approved of 337One lender: 65% approved of 106One lender: 66% approved of 133One lender: 67% approved of 21One lender: 67% approved of 21One lender: 75% approved of 91One lender: 75% approved of 32One lender: 75% approved of 20One lender: 80% approved of 94One lender: 80% approved of 99One lender: 81% approved of 21One lender: 82% approved of 50One lender: 82% approved of 245One lender: 83% approved of 87One lender: 84% approved of 37One lender: 85% approved of 26One lender: 87% approved of 101One lender: 89% approved of 44One lender: 89% approved of 55One lender: 90% approved of 52One lender: 91% approved of 44One lender: 91% approved of 70Bpl Mortgage, LLC: 92% approved of 601One lender: 92% approved of 146One lender: 94% approved of 32One lender: 95% approved of 20One lender: 95% approved of 82One lender: 96% approved of 23One lender: 96% approved of 28Constructive Loans, LLC: 97% approved of 351One lender: 98% approved of 40One lender: 98% approved of 139Velocity Commercial Capital, LLC: 99% approved of 352One lender: 100% approved of 88One lender: 100% approved of 27One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Philadelphia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC92%554 / 60190%$195K498
2Police & Fire Federal Credit Union11%42 / 39498%$65K41
3Velocity Commercial Capital, LLC99%347 / 35299%$125K342
4Constructive Loans, LLC97%341 / 35193%$225K318
5United Wholesale Mortgage, LLCBroker only64%215 / 33799%$155K213

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 242 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Philadelphia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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