Lender profile · HMDA 2023–2025
Uwharrie Bank mortgage approval rates & lending data
Uwharrie Bank decided 1,161 mortgage applications and funded 1,098 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 741 / 757 | 100% | $335K | 738 |
| Home improvement loans | 88% | 151 / 171 | 99% | $105K | 149 |
| Refinance | 84% | 93 / 111 | 99% | $195K | 92 |
| Investment property purchase | 100% | 85 / 85 | 96% | $265K | 82 |
Uwharrie Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 96% | $335K | 1,052 | 1,000 |
| South Carolina | 90% | $425K | 77 | 68 |
| Florida | 86% | $465K | 7 | 6 |
| Georgia | 100% | $805K | 4 | 4 |
| Texas | 100% | $635K | 4 | 4 |
| California | 100% | $255K | 2 | 2 |
| Alabama | 100% | $255K | 1 | 1 |
| Arkansas | 100% | $195K | 1 | 1 |
| Illinois | 100% | $805K | 1 | 1 |
| Louisiana | 100% | $355K | 1 | 1 |
| Massachusetts | 100% | $665K | 1 | 1 |
| Michigan | 100% | $275K | 1 | 1 |
| Minnesota | 100% | $175K | 1 | 1 |
| New Jersey | 0% | — | 1 | 0 |
| New York | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.