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investment property lenders · HMDA 2023–2025

Investment property lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Mecklenburg County, North Carolina, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,418 applications were decided by 412 lenders between 2023 and 2025.

Mecklenburg County at a glance

412Active lenders72 with 20+ decisions
90.2%Market approval rate5,789 of 6,418 decided
$265KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,531 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County90.2%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Mecklenburg County$265KNorth Carolina$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Mecklenburg County, NC, 330 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 101.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 57One lender: 61% approved of 36One lender: 71% approved of 34One lender: 74% approved of 120One lender: 76% approved of 34One lender: 77% approved of 26One lender: 78% approved of 54One lender: 81% approved of 37One lender: 81% approved of 27One lender: 82% approved of 49One lender: 84% approved of 63One lender: 85% approved of 26One lender: 85% approved of 130United Wholesale Mortgage, LLC: 86% approved of 320One lender: 86% approved of 58Rocket Mortgage, LLC: 87% approved of 262One lender: 87% approved of 45One lender: 87% approved of 31One lender: 87% approved of 126One lender: 88% approved of 33One lender: 89% approved of 36One lender: 89% approved of 27One lender: 90% approved of 143One lender: 90% approved of 41One lender: 91% approved of 79Kiavi Funding, Inc.: 92% approved of 377One lender: 92% approved of 136One lender: 92% approved of 53One lender: 93% approved of 54One lender: 93% approved of 30One lender: 94% approved of 62One lender: 94% approved of 31One lender: 94% approved of 31One lender: 95% approved of 92Loandepot.Com, LLC: 95% approved of 218One lender: 95% approved of 159One lender: 95% approved of 80One lender: 95% approved of 41One lender: 95% approved of 43One lender: 96% approved of 47Movement Mortgage, LLC: 97% approved of 198One lender: 97% approved of 75One lender: 98% approved of 42One lender: 98% approved of 159One lender: 98% approved of 175One lender: 100% approved of 134One lender: 100% approved of 101One lender: 100% approved of 95One lender: 100% approved of 80One lender: 100% approved of 49One lender: 100% approved of 48One lender: 100% approved of 42One lender: 100% approved of 36One lender: 100% approved of 35One lender: 100% approved of 33One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%346 / 37795%$245K330
2United Wholesale Mortgage, LLCBroker only86%275 / 32099%$245K273
3Rocket Mortgage, LLC87%227 / 26299%$245K225
4Loandepot.Com, LLC95%207 / 218100%$265K207
5Movement Mortgage, LLC97%192 / 19885%$265K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 407 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Mecklenburg County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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