refinance lenders · HMDA 2023–2025

Refinance lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Cabarrus County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,316 applications were decided by 200 lenders between 2023 and 2025.

Cabarrus County at a glance

200Active lenders27 with 20+ decisions
79.8%Market approval rate2,646 of 3,316 decided
$315KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,508 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County79.8%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Cabarrus County$315KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Cabarrus County, NC, 368 of them.

Pinnacle Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $315K, 54% larger than the North Carolina typical of $205K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 68Lakeview Loan Servicing, LLC: 55% approved of 55Mortgage Research Center, LLC: 57% approved of 30Truliant Federal Credit Union: 59% approved of 157Newrez LLC: 62% approved of 26Third Federal Savings And Loan Association Of Cleveland: 64% approved of 36Truist Bank: 65% approved of 118Bank of America, National Association: 71% approved of 102Allegacy Federal Credit Union: 71% approved of 21First-Citizens Bank & Trust Company: 72% approved of 71PNC Bank, National Association: 74% approved of 27State Employees': 77% approved of 486Fifth Third Bank, National Association: 77% approved of 148Civic Federal Credit Union: 79% approved of 24Pennymac Loan Services, LLC: 80% approved of 56Rocket Mortgage, LLC: 81% approved of 179COASTAL Federal Credit Union: 82% approved of 22Wells Fargo Bank, National Association: 84% approved of 25Uwharrie Bank: 85% approved of 47Loandepot.Com, LLC: 88% approved of 24Village Capital & Investment LLC: 88% approved of 34United Wholesale Mortgage, LLC: 94% approved of 735Cmg Mortgage, Inc.: 96% approved of 25Freedom Mortgage Corporation: 96% approved of 76Alcova Mortgage LLC: 96% approved of 27Pinnacle Bank: 100% approved of 28Movement Mortgage, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%692 / 73598%$435K678
2State Employees'77%374 / 48698%$105K368
3Rocket Mortgage, LLC81%145 / 17992%$335K133
4Truliant Federal Credit Union59%92 / 15796%$105K88
5Fifth Third Bank, National Association77%114 / 14895%$105K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 195 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Cabarrus County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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