Lender profile · HMDA 2023–2025
Valon Mortgage, Inc. mortgage approval rates & lending data
Valon Mortgage, Inc. decided 3,374 mortgage applications and funded 2,168 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 110 / 125 | 100% | $265K | 110 |
| Home improvement loans | 81% | 1,316 / 1,624 | 77% | $55K | 1,009 |
| Cash-out refinance | 64% | 531 / 832 | 98% | $215K | 521 |
| Refinance | 72% | 373 / 518 | 98% | $235K | 365 |
| Investment property purchase | 79% | 22 / 28 | 100% | $225K | 22 |
| Investment cash-out refinance | 56% | 53 / 94 | 100% | $165K | 53 |
| Investment refinance | 67% | 29 / 43 | 100% | $235K | 29 |
| Investment home improvement | 71% | 78 / 110 | 76% | $55K | 59 |
Valon Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 75% | $55K | 457 | 272 |
| Florida | 70% | $55K | 365 | 222 |
| Texas | 70% | $235K | 264 | 169 |
| Michigan | 73% | $35K | 173 | 99 |
| Arizona | 75% | $265K | 154 | 98 |
| New Jersey | 68% | $65K | 130 | 76 |
| Ohio | 82% | $45K | 117 | 86 |
| Illinois | 75% | $55K | 114 | 67 |
| North Carolina | 77% | $55K | 111 | 73 |
| Georgia | 78% | $145K | 108 | 71 |
| Pennsylvania | 68% | $45K | 104 | 66 |
| Louisiana | 77% | $45K | 101 | 68 |
| Connecticut | 78% | $75K | 97 | 68 |
| Colorado | 78% | $365K | 94 | 65 |
| Indiana | 79% | $155K | 89 | 63 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.