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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Palm Beach County, Florida

Fat Boy Data analyzed home improvement loan activity in Palm Beach County, Florida, home to West Palm Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,751 applications were decided by 252 lenders between 2023 and 2025.

Palm Beach County at a glance

252Active lenders60 with 20+ decisions
51.2%Market approval rate8,576 of 16,751 decided
$105KTypical loanmedian lender, $10K brackets
89%Borrower take-up7,624 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County51.2%Florida53.6%All 616 counties62.7%
Typical loan compared
Palm Beach County$105KFlorida$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Palm Beach County, FL, 905 of them.

First Choice approved the highest share of applications among lenders with at least 20 decisions here, 100% of 83.

The typical home improvement loan here is $105K, 40% larger than the Florida typical of $75K.

Only 1 lender here typically writes at or below $35K: Shoreham Bank.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 23One lender: 16% approved of 76One lender: 21% approved of 620One lender: 28% approved of 532One lender: 34% approved of 41One lender: 35% approved of 26Bank of America, National Association: 36% approved of 2,599One lender: 36% approved of 36One lender: 36% approved of 69One lender: 36% approved of 66One lender: 37% approved of 62One lender: 39% approved of 157Truist Bank: 40% approved of 894One lender: 41% approved of 69One lender: 41% approved of 439One lender: 43% approved of 272One lender: 44% approved of 408One lender: 45% approved of 38One lender: 47% approved of 60One lender: 49% approved of 181One lender: 50% approved of 22Third Federal Savings And Loan Association Of Cleveland: 50% approved of 1,324One lender: 51% approved of 427One lender: 51% approved of 623One lender: 52% approved of 31TD Bank, National Association: 53% approved of 1,066One lender: 55% approved of 42PNC Bank, National Association: 55% approved of 1,161One lender: 56% approved of 147One lender: 56% approved of 43One lender: 57% approved of 47One lender: 58% approved of 26One lender: 59% approved of 462One lender: 60% approved of 374One lender: 61% approved of 76One lender: 61% approved of 109One lender: 62% approved of 34One lender: 62% approved of 657One lender: 62% approved of 714One lender: 64% approved of 47One lender: 65% approved of 20One lender: 66% approved of 106One lender: 68% approved of 66One lender: 69% approved of 91One lender: 69% approved of 36One lender: 71% approved of 150One lender: 71% approved of 98One lender: 72% approved of 109One lender: 72% approved of 36One lender: 73% approved of 82One lender: 73% approved of 90One lender: 76% approved of 216One lender: 76% approved of 38One lender: 76% approved of 85One lender: 81% approved of 59One lender: 84% approved of 25One lender: 92% approved of 24One lender: 92% approved of 79One lender: 98% approved of 565One lender: 100% approved of 83

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association36%929 / 2,59997%$105K905
2Third Federal Savings And Loan Association Of Cleveland50%667 / 1,32497%$85K644
3PNC Bank, National Association55%636 / 1,16195%$105K605
4TD Bank, National Association53%566 / 1,06697%$125K547
5Truist Bank40%355 / 89489%$105K317

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 247 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Palm Beach County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
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  • How easy each lender is to reach

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