Veritas Funding, LLC mortgage approval rate & lending review
Veritas Funding, LLC decided 2,998 mortgage applications and funded 2,438 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Veritas Funding, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Veritas Funding, LLC at a glance
Approval is 12.9 points above the 75.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 972 / 1,007 | 97% | $425K | 943 |
| Cash-out refinance | 84% | 1,468 / 1,739 | 89% | $255K | 1,311 |
| Refinance | 83% | 151 / 181 | 85% | $265K | 128 |
| Investment property purchase | 92% | 34 / 37 | 94% | $265K | 32 |
Veritas Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 96% | $435K | 850 | 789 |
| Florida | 82% | $255K | 299 | 209 |
| California | 86% | $295K | 240 | 182 |
| Idaho | 95% | $365K | 198 | 179 |
| Georgia | 85% | $265K | 171 | 130 |
| North Carolina | 90% | $255K | 161 | 140 |
| Arizona | 90% | $285K | 156 | 124 |
| South Carolina | 88% | $255K | 142 | 114 |
| Ohio | 78% | $225K | 104 | 72 |
| Tennessee | 80% | $245K | 87 | 64 |
| New Jersey | 86% | $295K | 84 | 64 |
| Indiana | 82% | $215K | 83 | 60 |
| Colorado | 83% | $275K | 78 | 59 |
| Illinois | 83% | $215K | 77 | 58 |
| New Mexico | 90% | $255K | 51 | 44 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Veritas Funding, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Salt Lake County, UT | Mortgage lenders | 97% | 292 | 274 |
| Utah County, UT | Mortgage lenders | 97% | 264 | 254 |
| Bonneville County, ID | Mortgage lenders | 97% | 149 | 140 |
| Davis County, UT | Mortgage lenders | 100% | 91 | 90 |
| Washington County, UT | Mortgage lenders | 98% | 55 | 51 |
| Kings County, CA | Mortgage lenders | 97% | 34 | 28 |
| El Paso County, CO | Cash-out refinance | 95% | 22 | 19 |
| Marion County, IN | Cash-out refinance | 74% | 27 | 19 |
| Greenville County, SC | Cash-out refinance | 85% | 20 | 16 |
The county markets where Veritas Funding, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Veritas Funding, LLC
What is Veritas Funding, LLC's mortgage approval rate?
Veritas Funding, LLC approved 88.5% of the 2,998 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.9 points above the 75.6% national rate for the same mix of loan types.
How often do borrowers take the loan Veritas Funding, LLC offers?
Borrowers accepted 92% of the loans Veritas Funding, LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Veritas Funding, LLC make?
The typical cash-out refinance loan Veritas Funding, LLC made was $255K; across all loan types its typical loan ran from $255K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Veritas Funding, LLC lend?
Veritas Funding, LLC decided applications in 24 of the states Fat Boy Data covers, most of them in Utah, Florida and California.
Can I apply to Veritas Funding, LLC directly?
Yes. Veritas Funding, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Veritas Funding, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Veritas Funding, LLC treats applications, then get a rate quote from the lender.