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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Kings County, California

Fat Boy Data analyzed home purchase mortgage activity in Kings County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,952 applications were decided by 190 lenders between 2023 and 2025.

Kings County at a glance

190Active lenders27 with 20+ decisions
89.6%Market approval rate3,542 of 3,952 decided
$345KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,443 loans funded

How Kings County compares

Approval rate compared
Kings County89.6%California88.4%All 616 counties87.6%
Typical loan compared
Kings County$345KCalifornia$555KAll 616 counties$335K

What the data shows

Alameda Mortgage Corporation made the most home purchase mortgages in Kings County, CA, 416 of them.

Change Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 86.

The typical home purchase mortgage here is $345K, 38% smaller than the California typical of $555K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 49Families and Schools Together Federal Credit Union: 35% approved of 31Plaza Home Mortgage, Inc.: 57% approved of 30Triad Financial Services, Inc.: 72% approved of 40U.S. Bank National Association: 74% approved of 27Kind Lending, LLC: 78% approved of 164Loandepot.Com, LLC: 79% approved of 24Inspire Home Loans Inc.: 83% approved of 105Pennymac Loan Services, LLC: 85% approved of 46JPMorgan Chase Bank, National Association: 88% approved of 34Newrez LLC: 88% approved of 26Navy Federal Credit Union: 89% approved of 79Dhi Mortgage Company, Ltd.: 89% approved of 66Rocket Mortgage, LLC: 90% approved of 153Sierra Pacific Mortgage Company, Inc.: 91% approved of 45United Wholesale Mortgage, LLC: 91% approved of 423Lennar Mortgage, LLC: 92% approved of 371Ocmbc, Inc.: 92% approved of 66Mortgage Research Center, LLC: 93% approved of 149Golden Empire Mortgage, Inc.: 94% approved of 384The Loan Store, Inc.: 96% approved of 52American Pacific Mortgage Corporation: 96% approved of 199Veritas Funding, LLC: 97% approved of 34Crosscountry Mortgage, LLC: 98% approved of 56Clm Mortgage, Inc.: 99% approved of 68Alameda Mortgage Corporation: 99% approved of 419Change Lending, LLC: 100% approved of 86

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%386 / 42399%$335K381
2Alameda Mortgage Corporation99%416 / 419100%$345K416
3Golden Empire Mortgage, Inc.94%362 / 38497%$355K352
4Lennar Mortgage, LLC92%340 / 371100%$395K339
5American Pacific Mortgage Corporation96%192 / 19999%$325K190

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 185 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Kings County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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